We start with this question: Are there alternatives for borrowers to take loans safely without resorting to predatory loan sharks? But our quest to seek answers reveal how complicated Indonesians’ relationship with loans are. The obstacles with financial inclusivity in the conventional system and the growing online loan services clearly complicate the deeply-rooted loan culture among Indonesians. Join us in this episode with Dr. Chaikal Nuryakin from the Institute for Economic and Social Research at the University of Indonesia (LPEM UI) and Gede Putra Arsana from World Bank, Indonesia.

Podcast Note:
Podcast hosts: Shawn Corrigan & Tanita

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Music and effects are licensed.

List of licensed songs featured in this episode:

Setuniman - Sweet Waltz 0i

Kevin Graham - Curiosity 

Tru Genesis - Passion

Setuniman - Little Pleasure

Veshza - Tulips

Setuniman - Easy 1c85f

Setuniman - Asking 1n30

Kevin Graham - Inquisitions 

Setuniman - Wondrous 1l61